
Volant Programs Inc.


ALL ABOUT VOLANT PROGRAMS INC
UNPARALLELED INSURANCE SERVICES
Founded in 2022. Volant [ˈvō-lənt] Programs Inc. is a Managing General Underwriter and Surplus Lines Wholesale Brokerage. Volant Programs provides a quick and nimble approach to meeting the needs of independent agents for select niche products. We offer products both on a wholesale basis and delegated authority bases where we have the authority to develop, price, and underwrite on behalf of a licensed insurance carrier.
We launched our first Delegated Authority Product the Volant Programs Inc. Habitational BOP in February of 2024. In May 2024 we launched our second Delegated Authority Product the Volant Programs Inc. Excess Property Policy to expand the property limits compacity to $50 million per location.
INSURANCE PRODUCTS
Custom Tailored Solutions



HABITATIONAL BOP
The Volant Programs Inc. Habitational BOP is written on the ISO BOP Form and provides property, liability, and 12 months business income coverage on an Actual Loss Sustained basis. We ensure Apartment Complexes up to $25 million in value per location; however, we have a complementary Excess Property product that will allow us to insure up to $50 million in value per location. We love master policies and have no limits on the number of locations we can insure on one policy. We offer liability limits up to $2 million per occurrence with a $4 million General Aggregate Limit.
Some of our Optional Coverages include Automatic Increase in Insurance, Designated Location General Aggregate Limit, Employee Dishonesty, Vacant Land, Business Income Actual Loss Sustain up to 24 months, Business Income Extended Period of Indemnity up to 365 days, Equipment Breakdown, Money and Securities, Ordinance or Law, Outdoor Property, Outdoor Signs and Water Back Up and Sump Overflow.
This product is written on AM Best A- rated size VIII paper.
EXCESS PROPERTY POLICY
The Volant Programs Inc. Excess Property Policy is a follow form policy that extends the property limits on The Volant Programs Inc. Habitational BOP for property owners that own locations that have more than $25 million in value at one location. Excess Property offers the same coverage as the underlying BOP product but will allow values up to $50 million per location allowing us to provide adequate insurance limits for larger locations. This product is only available for locations insured on the Volant Programs Inc. Habitational BOP.
This product is written on AM Best A- rated size VIII paper.
COMMERCIAL WIND HAIL DEDUCTIBLE BUYDOWN
Volant Programs Inc. is a proud wholesaler of a Commercial Wind Hail Deductible Buydown Product that is written on Llyod’s paper which is A+ rated by AM Best. This product allows Commercial Insured who have a sperate wind hail deductible to buy it down to a lower amount. We can reduce the % wind hail deductible down to a flat dollar deductible. For example, we could buy a 2% wind hail deductible down to as low as a $10,000 flat wind hail deductible. While this product pairs well with the Volant Program Inc. Habitational BOP it is available to most Commercial Property classes of business. This product can help with lender requirements when they have a maximum allowable deductible for the insured.


HOMEOWNER WIND HAIL DEDUCTIBLE BUYDOWN
Volant Programs Inc. is a proud wholesaler of a Homeowner Wind Hail Deductible Buydown Product that is written on Llyod’s paper which is A+ rated by AM Best.
Coverage for single properties within 50 miles of the coast, with a home that has a minimum Coverage A value of $250,000. Protection for insureds against additional expenses, by reducing their wind deductibles imposed by their overlying homeowner’s policy. Help when mitigating against instances where a bank or lender requirement is imposed to seek a reduced deductible to honor a financing agreement. Available for HO-3, HO-5, and DP-3 policies.
Buy down from a deductible as high as 15% to a deductible as low as $10,000.
Designed for homeowners with a coverage A value of more than $250,000. Deductible cover for: Policy Coverage: Maximum limit of up to $1 Million Buy down from a deductible as high as 15% Buy down to a deductible as low as $10,000.
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Coverage A Main Dwelling
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Coverage B Outbuildings
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Coverage C Personal Property
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Coverage D Loss of Us
Terrorism
Volant Programs Inc. is a proud wholesaler of a Terrorism policy that is written on Llyod’s paper which is A+ rated by AM Best. This product provides all the coverage in a standard TRIA policy, however, has several unique differences that provides broader coverage.
Since TRIA was passed the coverage trigger has never been tested, but the policy we offer has a broader definition of terrorism and has been tried and tested. Once example would be the Boston Marathon, which did not meet TRIA definition of terrorism. This product also can provide coverage for active assailant and has terrorism liability in addition to property coverage. We offer limits up to $250 million per event.
IF YOU ARE AN INDEPENDENT AGENT AND DESIRE TO EXPLORE GETTING AN APPOINTMENT WITH Volant Programs Inc. PLEASE CONTACT US OR COMPLETE THE FORM BELOW
13203 North Enon Church Road, Suite B122, Chester, VA, USA
804-461-3526
AGENT APPLICATION:
